Buy a home at rates as low as 2.5 percent

Unlock Lower Rates with Assumable Mortgages

Most buyers think they are stuck with today’s market rates above 6 percent. What many do not realize is that thousands of sellers still hold mortgages with much lower rates. Those loans can often be assumed by the buyer. This means instead of starting fresh at today’s higher interest rates, you may be able to step into a loan with a rate closer to 2.5 percent.

At Homepoint we have built a way to make this opportunity simple. Our platform highlights homes with assumable mortgages so you can quickly see which properties may carry significant savings. Beyond the search our in-house team guides you through the assumption process step by step, making it easier to understand and navigate.

An assumable mortgage can mean a lower monthly payment, more buying power, and the ability to compete more effectively when making an offer. In today’s market that advantage can be the difference between getting into the home you want or continuing to sit on the sidelines.

If you are planning to buy, exploring assumable homes should be part of your strategy.

🔎 Start your search today at homepoint.co